0.300%: 3 Months: $1,000: 0.296%: 6-Month. First, indicate how you qualify for membership, then provide your personal details such as name, address and Social Security number. The only exception is the 3 month IRA CD which only deposits interest earned when the account matures. Interest Rates and Interest Charges; Annual Percentage Rate (APR) for Purchases: MasterCard® Platinum 0.00% Introductory APR for a period of six (6) billing cycles. Its cd terms range from 30 days up to 60 months (5 years). The APYs you see above are for new accounts only. 0.600%: 36 Months: $1,000: 0.591%: 4-Year. Travis Credit Union opened their doors in 1951 to military and civilian workers at the Travis Air Force Base in Fairfield, CA. You may see links to LendingTree services and sites on our websites. Learn about Jovia's high CD rates and low minimum balance requirements! Restrictive membership requirements aside, some of the credit union’s rates aren’t too shabby. Amount. Compare the Best Credit Union CD Rates (Certificate of Deposit). Rates are fixed for the term selected. Simply choose your term, then lock in your rate. View our Truth-In-Savings disclosure for additional information. You’ll need to head to the nearest branch to open an account. There’s not much going on with this account other than the fact that all members need to maintain this account to qualify for membership. You can use this account for your short-term savings. The initial investment can range widely, from hundreds of dollars to over a hundred thousand dollars depending on the financial institution and the type of CD account. Some of these rates are pretty competitive. Knowing that, it’s great that it doesn’t require a monthly maintenance fee, although the APY offered isn’t that stellar. At a specified time, those savings will be automatically transferred to your main account for you to spend. Teachers Federal Credit Union checking account options, Teachers Federal Credit Union savings account options, Teachers Federal Credit Union money market account options, Teachers Federal Credit Union IRA account options. Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ... Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. The Dividend Rate and Annual Percentage Yield may change at any time as determined by the credit union's Board of Directors. As you would expect, their jumbo CD rates are higher than their regular CD rates. These IRA CDs do have a lower minimum opening deposit than others on our list of the best IRA CD rates, but some also don’t have restrictive membership requirements. Education Credit Union is not responsible for the content of the other website. Interest you earn will be compounded daily and deposited into your account each month or quarter. Also, unlike ordinary Certificates of Deposit, this IRA is for retirement purposes and funds cannot be withdrawn without a penalty. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. Both types of accounts are limited up to six certain debits a month because of Regulation D, and your transaction may be denied if you go other that amount. Open an account or apply for a loan online today. The Federal Reserve’s Regulation D limits you up to six certain debits a month from your savings account. Once you enter in your personal details such as your address and Social Security number, you can fund both accounts. What we’re not a fan of is how high those minimum balance requirements are. Looking at other competitors on our list of the best online savings accounts, Teachers Federal Credit Union has low APYs in comparison. The highest APY is pretty comparable to other places, but it does require a high minimum balance. Educators Credit Union Drops Rates - 4/3/2020. 6780) or show up at a local branch to open a CD. How to get Teachers Federal Credit Union’s IRA CDs. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. 0.600%: 12 Months: $1,000: 0.591%: 2-Year. Highest APY Interest Rate. CD Term. 1 A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Some of the CD rates are on par with the best CD accounts out there. APY with Bundle Rewards 2. 0.750%: 48 Months: $1,000: 0.737%: 5-Year. There are quite a few competitors that have much lower ones and don’t have strict membership requirements. While Certificates of Deposit (CDs) are typically a safe investment, there are some risks to navigate. This account allows members to save money during the year and have it made available to them on October 15th. You are leaving Eastman Credit Union's website and visiting a third-party website. The APY rate is extremely low compared with other competitors found on our list of the best online checking accounts. Jumbo CD accounts have a minimum opening balance of $100,000. You’ll be asked to indicate how you qualify for membership and agree to open a share savings account. MagnifyMoney is wholly-owned by LendingTree, a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 (TDD/TTY). You’ll need to bring your government-issued ID, plus your and your Social Security number, as well as your child’s. Education Credit Union’s certificates are intended for investors who want a higher interest rate than traditional savings accounts offer, and also who want to invest their money for a specific period of time. 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